Introduction The way United States Postal Service (USPS) employees and retirees use Medicare is undergoing its biggest change in decades. On January 1 – 2025, the new Postal Service Health Benefits (PSHB) Program replaces traditional FEHB coverage for nearly 1.9 million workers, retirees, and family members. The Postal Service Reform Act of 2022 links PSHB…
Retiring from the United States Postal Service (USPS) marks a major life transition—and one of the most critical aspects to understand during this time is your health coverage. Many USPS retirees are eligible for both Medicare and Federal Employees Health Benefits (FEHB), but navigating how these two systems interact can be confusing. In this comprehensive,…
If you’re a retired postal worker—or planning to retire soon—understanding how Medicare works alongside your Federal Employees Health Benefits (FEHB) plan is crucial. With recent changes and growing interest around Post Office Medicare integration, it’s more important than ever to stay informed. In this comprehensive guide, we’ll break down everything you need to know about…
The Postal Service Retiree Health Benefits Fund (PSRHBF) is a key component of the financial structure of the United States Postal Service (USPS). Established to help secure the future health care benefits of postal retirees, the fund has been a source of both stability and controversy. If you’re wondering what the PSRHBF is, how it…
Retired postal employees have unique healthcare needs due to the physically demanding nature of their jobs and long-term federal employment benefits. For many, navigating post-retirement health insurance options can feel overwhelming. Medicare Advantage (MA) plans offer comprehensive coverage, cost savings, and convenience, making them an excellent option for retired postal workers. In this article, we…
Introduction Retirement is a time to prioritize physical and mental well-being, especially for postal retirees who have spent years in a demanding profession. Mental health is integral to overall wellness, and Medicare provides various options to ensure retirees receive the care they need. This blog explores Medicare’s mental health coverage for postal retirees, including inpatient…
Medicare provides essential health coverage for millions of Americans aged 65 and older and younger individuals with disabilities. While Medicare covers a broad range of services, it doesn’t cover everything. That’s where Medicare Supplement Insurance, also known as Medigap, comes into play. This guide will help you understand Medigap plans, who needs them, and how…
Navigating Medicare can be complex, especially when it involves programs tailored for federal employees, such as Post Office Medicare. Whether you’re a retired postal worker or nearing retirement, understanding how this system works and its benefits is essential for making informed healthcare decisions. In this guide, we’ll break down Post Office Medicare, its coverage, who…
When enrolling in Medicare, understanding the various components and options is critical to making the most of your coverage. One essential decision many beneficiaries face is whether to purchase a Medicare Supplement Insurance policy, commonly known as Medigap. These policies are designed to fill the “gaps” in Original Medicare coverage, but they may not be…
Understanding Out-of-Pocket Costs with Medicare for Postal Workers: A Comprehensive Guide When it comes to healthcare, navigating the complexities of insurance can be daunting. For postal workers, understanding how Medicare fits into their healthcare coverage is crucial to making informed decisions about their medical care and out-of-pocket expenses. This blog will provide a detailed breakdown…
